Policies Specifically Designed For Production Companies
H2 Insurance Solutions has a range of products to make sure your business keeps a sound footing.
Public & Products Liability +
The most talked about insurance and a must for all businesses as every business has a responsibility to third parties (customers, suppliers, public and the community), and third party property. Being held accountable for grievances can negatively impact your reputation and finances even if you are not found responsible it can be the defence costs to protect your business. This cover aims to protect you for amounts which you are liable to pay for personal injury and property damage to third parties in connection with your business during the defined period of insurance.
Business Interruption +
Major, unforeseen events can be difficult to recover from. Your business may be unable to trade and income stops coming in. And the reality is that even when disaster strikes, overheads and costs (such as wages and rent) still need to be paid. Business Interruption insurance provides protection for the consequential loss of revenue resulting from interruption of your business, caused by damage incurred by unforeseen events covered by the Property policy. It is important to get your sum insured right and we will work with you to establish the correct sum insured using your Profit & Loss report.
Management Liability +
Personal liability can be levelled at company owners or anyone who is involved in the management of a company. Management Liability provides protection for any Directors & Officers in areas such as Company Liability; Employment Practices Liability; Statutory Liability (Fines & Penalties); Crime Coverage; Tax probe. With litigation becoming more prevalent and with so many responsibilities, this cover ensures protection for claims against the Directors.
Property (Storage/Warehouse) +
You are most likely to have equipment in storage and therefore insurance for your contents (and building if owned) is a standard practice for businesses. The property cover at the premises provides cover for Fire & Perils including Fire, Storm Damage, Malicious Damage just to name a few. You also select a sum insured for Burglary under this policy and can select other products such as Glass, Money, Machinery Breakdown, Electronic Breakdown amongst others and we would discuss this with you to ensure you have the right protection for your business.
Entertainment Equipment/Transit Insurance +
Due to the nature of the technical production industry, more protection is required for equipment to ensure it is appropriately protected when away from the main storage premises/warehouse. This policy has been specifically tailored to the needs of the Entertainment & Events industry to ensure you can continue on with the work and earn your income along with replace/repair the equipment following a claim. This is an area where most businesses are deficient and our team at H2 would be happy to talk through this cover with you to ensure it meets your needs.
Public Liability +
Small business owners have a responsibility to third parties (customers, employees, suppliers and the community), and third party property. Being held accountable for grievances can negatively impact your reputation and finances. This cover aims to protect you for amounts which you are liable to pay for personal injury and property damage to third parties in connection with your business during the defined period of insurance.
Motor +
Accidents happen, not insuring for their likelihood is a grave business error. The nature of this industry relies on the ability to be mobile at all times. When the wheels stop moving, so does your business. H2 Insurance Solutions will keep the wheels turning. Common easily overlooked extensions include Windscreen Cover, Hire Vehicle and No Claims Bonus Protection just to name a few. It's important you understand these options and make an educated decision.
Cyber Crime +
The fastest growing exposure for any business is that of Cyber Crime, it is not a matter of if it will happen but when it will happen. Every business that has a website or transacts electronically whether by email or data has an exposure whether it be being held for ransom or destruction your data and even worse details of your clients personal information. It could be as simple as losing your phone or leaving your Laptop somewhere and then being exposed to confiscation of your data.