Music Teacher

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NEW position 1 Music Teachers header .jpg

Music and Singing Teachers Liability Insurance


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Music and Singing Teachers Liability Insurance


What coverage do you receive?

We have developed our specialised Liability Insurance package for Music & Singing Teachers to provide all the essential cover at a market leading price. Our Liability insurance is now insured by CGU Insurance, with a continued low annual premium of just $191.90 which remains the same for the fifth year in a row!


Public Liability

This cover responds to personal injury and property damage claims against the insured teacher from a student or other third party due to negligent action or inaction (e.g. if a student attending your music lesson trips over an extension cord that you placed on the floor and hits their head on a table and loses their vision, it may be deemed that you should have taken more care to ensure the extension cord did not create a tripping hazard. As a result, you may be held liable for the student's injury and be ordered to pay compensation).

Professional Liability

This cover responds to personal injury and property damage claims against the insured teacher from a student, resulting from breach of Professional Duty in connection with the insured teacher’s business (e.g. if the insured teacher instructs a student to hold their wrists in a certain way while playing their instrument and the student develops an injury as a result of this instruction and takes action against the teacher, the Professional Liability cover can respond).

Sexual Molestation

This cover responds to physical, emotional or sexual abuse claims made against the insured teacher by a student. This cover is limited to legal defense costs only and cover is void once any allegations are proven to be true.

 

Join Today


H2 Insurance Solutions is recommended by the Music Teachers Association of Queensland to provide Liability Insurance to Music & Singing Teachers.

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Join Today


H2 Insurance Solutions is recommended by the Music Teachers Association of Queensland to provide Liability Insurance to Music & Singing Teachers.

Download Proposal Forms

General Advice Warning:

The information provided is to be regarded as general advice. Whilst we may have collected risk information, your personal objectives, needs or financial situations were not taken into account when preparing this information. We recommend that you consider the suitability of this general advice, in respect of your objectives, financial situation and needs before acting on it. Please consider the relevant PDS before making any decision to purchase this financial product.


Step One.

Download the New Member Application form and Payment form

Step Two.

Complete the form on your computer using the free Adobe Reader application

Step Three.

Once the form is fully completed save a copy to your computer and then attach it to an email to us at musicteacher@h2is.com.au

Step Four.

Once received, we will process your payment and send your Confirmation of Insurance certificate, tax receipt and policy documents within 2 business days.